ACH Payment Processors


New Member
Continuing to pay gateway providers is really starting to get pretty expensive. 2.9% (vs Stripe's 0.8%, capped at $5 fee) gets pretty high when you start doing larger transactions. I just received access to Stripe's ACH payment method, but it's not compatible with our CE's version of the API.

I considered using Plaid for business as well but it's not a method for CE either.

I did some research and discovered that CE creates a card_ as a payment/card ID that it references to when processing a payment. The newest API uses pm_ to universally reference all types of payment methods. That, along with continuing to utilize CRON in this way to check to see if the payment processor has updated their end the payment in the account.